INTRODUCTION

PLEASE READ THIS “AGREEMENT” (AS DEFINED BELOW) CAREFULLY BEFORE USING THE “eWallie SERVICE” (AS DEFINED BELOW). BY ACCESSING OR USING eWallie, YOU SIGNIFY YOUR CONSENT TO THIS AGREEMENT. IF YOU DO NOT AGREE WITH ANY OF THE TERMS AND CONDITIONS OF THIS AGREEMENT, DO NOT USE eWallie SERVICE. “eWallie” (AS DEFINED BELOW) RESERVES THE RIGHT, TO MODIFY OR UPDATE THIS AGREEMENT FROM TIME TO TIME AS IT DEEMS FIT WHICH MODIFICATIONS OR UPDATES SHALL AUTOMATICALLY BE BINDING ON YOU UPON PUBLICATION AT https://ewallie.com. YOU ACKNOWLEDGE THAT IT IS YOUR RESPONSIBILITY TO CHECK REGULARLY FOR UPDATES TO THE TERMS AND CONDITIONS OF THIS AGREEMENT AT THE ABOVE SITE, AND TO IMMEDIATELY DISCONTINUE USE OF eWallie SERVICE, IF YOU DO NOT AGREE TO ANY UPDATE OR MODIFICATION TO THIS AGREEMENT. YOUR CONTINUED USE OF eWallie FOLLOWING THE PUBLICATION OF A MODIFIED OR UPDATED AGREEMENT, AS DESCRIBED ABOVE, SHALL SIGNIFY YOUR CONSENT AND AGREEMENT TO THE MODIFIED OR UPDATED AGREEMENT, EFFECTIVE AT THE DATE OF PUBLICATION. IF YOU ARE ACCESSING OR USING eWallie ON BEHALF OF A CORPORATE ENTITY, YOU HEREBY REPRESENT AND WARRANT TO eWALLIE THAT YOU HAVE THE AUTHORITY TO BIND THAT CORPORATE ENTITY, AND THAT YOU AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT ON BEHALF OF THAT CORPORATE ENTITY.

Terms and conditions

These terms and conditions (“eWallie Terms and Conditions”) govern the provision of the eWallet Service by eWallie to the individual accessing or using the eWallet Service or, if the individual is accessing or using the eWallet Service on behalf of a corporate entity, to that corporate entity (such individual or corporate entity, “You”, “Your”), together with the other constituent parts of the Agreement between eWallie and You, as described below.

Definitions

The following capitalized terms shall have the respective ascribed meanings in this Agreement:

1. Account means the electronic account associated with Your eWallet.
2. Affiliate means, in relation to a party, any company or other legal entity which directly or indirectly, through one or more intermediaries, controls, is controlled by or is under the common control of a third party with such party. For the purposes of this clause, “control” as used with respect to any entity, means the possession, directly or indirectly, of the power to direct or exercise a controlling influence on the management or policies of such entity, whether through the ownership of voting securities, by contract or otherwise.
3. Agreement means, collectively, these eWallet Terms and Conditions, the eWallet Privacy Policy, the Service Application Form (and all information provided in it) and any other documents incorporate by reference herein.
4. Charges mean the fee payable by the Customer in relation to each Transaction, as published by eWallie from time to time on the Digital Channels.
5. Content means any information (whether pictures, data or any other content) made available, displayed or transmitted in connection with the Service including, without limitation, information made available by means of the eWallet Application, any third party information or posting or content made available by means of an HTML “hyperlink”, all trademarks and domain names contained in such information, all upgrades, updates, modifications and other versions of any of the foregoing).
6. Customer means You or any other registered and approved person that holds an Account for the eWallet Service.
7. eWallie means: (i) owner of eWallie trademark and operator of eWallie services. (ii) means the mobile wallet solution owned and operated by eWallie Incorporated, consisting of a stored value account used to carry out payments and transfer funds and related products and services.
8. Digital Channels means: (i) eWallie websites made available by or on behalf of eWallie Incorporated from time to time, including the website available at xxx and (ii) the eWallie Application.
9. eWallie Helpdesk means the customer service contact helpdesk established by eWallie from time to time to receive, investigate and resolve Customer queries and complaints in relation to the eWallet Service.
10. eWallie Agents means each retail location of a Merchant or another eWallie partner where Customer is able to initiate Transactions.
11. eWallie Application means the eWallet mobile application made available by or on behalf of eWallie Incorporated from time to time.
12. eWallie Service means any and all services (including electronic payment services and the processing of Transactions) offered by eWallie from time to time in connection with eWallet.
13. Goods and Services means any product or service that You may purchase from Vendors (including payment of bills from utilities or other service providers, or purchase of mobile phone prepaid calling credit) where payment for such product or service is made through your Account and the Service.
14. Agent means any person or entity which is party to an Agent Agreement.
15. Vendor Agreement means a vendor agreement pursuant to which the vendor agrees to accept payment for Goods and Services through the eWallet Service
16. Device means a device (phone/tablet/computer/laptop etc.) that allows access to the eWallie Service through a registered SIM Card, via a webpage or eWallie application on any operating system.
17. Password means your unique personal identification to access and operate your Account.
18. Payment Method means each method of paying for a Transaction that is offered by eWallie as part of the eWallie Service from time to time, including (as may be made available by eWallie from time to time) (i) using stored value credited to your Account to pay for a Transaction; (ii) using funds from Your credit or debit card to increase the stored value in your Account
19. Security PIN Code means your unique personal identification number to confirm transactions and payments on your Account.
20. Service Application Form means the Service Application Form(s) accessible at the eWallie website or on the mobile wallet application, where You will be requested to fill in your personal information and any additional information that may be required in order to apply for the eWallie Service, and thereafter any other application form that eWallie may request you to complete from time to time in order to avail any additional facilities made available by eWallie under the Service.
21. SIM Card means the Subscriber Identity Module which enables You to register for eWallie Service
22. Smiles means a point-based rewards scheme managed by eWallie that will be offered to customers.
23. Smiles Points means the points issued under eWallie rewards program whereby members of the program accumulate points when using eWallie or its partners’ services, the points are then redeemable against other goods and services of value, as more fully described at the eWallie’s rewards program
24. Transaction means (i) any instruction from You to purchase Goods and Services using the Payment Methods; (ii) any instruction from You to add stored value into your Account using the Payment Methods; (iii) any instruction from you to transfer stored value held in your Account to the eWallet account of another Customer; (iv) any instruction from You to redeem stored value in your Account for an equivalent amount paid in cash at eWallie partners locations designated by eWallie from time to time, or credited to an account nominated and held by You at a licensed Bank; (v) any international money transfer services (the “International Money Remittance Services”) provided in partnership with money remittance networks chosen at the sole discretion of Tamma Corp; and (vi) any other operation which eWallie may permit you to initiate in respect of your Account from time to time.

Service description

As part of the eWallie Services, You may from time to time request the execution of a Transaction by eWallie using one of the then-available Payment Methods in accordance with this Agreement. eWallie will use reasonably endeavours to complete the Transaction You request, always subject to (a) Your compliance with this Agreement, (b) the execution of the Transaction being compliant with applicable laws, and (c) the Payment Method You designate and the funds required to pay for the Transaction being available and authorized at the time the Transaction is processed. eWallie shall issue electronic confirmation receipt to You to advise if a Transaction You request has been successfully completed or will alternatively inform you by electronic means if the Transaction has been rejected. A Transaction shall be considered successfully completed only on eWallie issuing electronic confirmation receipt to You.

1. Each time You pay for a Transaction You request using United States Dollars or Liberian Dollars equivalent amount of stored value held in your Account (including Transactions for the purchase of Goods and Services and Transactions for redeeming stored value in your Account), you hereby irrevocably authorize and direct eWallie to debit your Account by that amount immediately upon eWallie confirming the successful completion of the Transaction
2. You hereby irrevocably authorize eWallie to debit your Account by the amount of any then-applicable Charges upon the successful completion of each Transaction You request.
3. At its sole discretion, eWallie may introduce new eWallie Services or discontinue any existing eWallie Services from time to time and at any time without notice
4. All Transactions from the Account must be authorized by You using the Security PIN Code.
5. Each Transaction will be confirmed with your Security PIN Code. The transaction history is used to track and identify all Transactions carried out on your Account and will be used if you wish to query any Transaction on your Account.

Age restrictions

Certain features, functionalities and/or facilities within the Service will only be made available and can be used by Customers over the age of 16, as will be set out in the Service Application Form that you will be required to complete to access such facilities. You hereby represent and warrant that You have provided true information about Your age and that You will not knowingly use any part of the Service which is not open for use by Customers of Your age.

Commencement and Application Process

1. This Agreement is valid and binding on and from the date on which eWallie provides electronic confirmation to You that your Account has been opened (“the Effective Date”).
2. The application process for the eWallet Service may be completed electronically. However, depending on the information that You provided when applying for the Service, eWallie may require You to complete all or parts of the application process in person to verify your identity and/or provide original documents.

Liability

1. To the maximum extent permitted under applicable law, eWallie shall have no liability under or in connection with this Agreement (except liability for fraud) for any loss of business, loss of business opportunity, loss of revenue, loss of profits, loss of anticipated savings, loss of goodwill, business interruption, wasted expenditure or for loss of any other economic advantage however it may arise, or for data loss or data corruption, or for any indirect, punitive, special, incidental or consequential loss, even if eWallie has been advised of the possibility of such damages or losses.
2. To the maximum extent permitted under applicable law, and subject to clause 6.1 above, the total liability of eWallie under or in connection with this Agreement in connection with a Transaction (except liability for fraud) shall be limited to the value of that Transaction.
3. If You are not satisfied with the quality of eWallie Service or the manner in which it is provided, or object to any variation to the terms and conditions of this Agreement, to the maximum extent permitted under applicable laws your sole and exclusive remedy is to discontinue using the eWallie Service.
4. You shall be fully and solely liable for and bear all Charges, losses, and damages arising from any Transaction which is authorized using Your Security PIN Code and/or other authentication credentials for using the eWallie Service, unless You have notified eWallie in writing or through any Digital Channels which eWallie makes available expressly for such purpose that Your Password/ Security PIN Code and/or Credentials have been stolen or compromised. If You disclose Your Security PIN Code and/or Credentials to a third party, or if You fail to safeguard and protect Your Security PIN Code and/or Credentials using reasonable care and as a result Your Security PIN Code and/or Credentials are used by any third party to authorize one or more Transactions, then to the maximum extent permitted under applicable law, You will indemnify and hold eWallie and its employees, officers, directors and shareholders harmless for any losses, liabilities, damages, costs (excluding any opportunity cost or cost of funding), expenses (including management time and reasonable legal fees) and charges arising out of or in relation to any such Transaction until the earlier of (a) the time when You change the Security PIN Code and/or Credentials, and (b) the time when eWallie receives notification from You (in writing or through any Digital Channels which eWallie makes available expressly for such purpose) that Your Password/ Security PIN Code and/or Credentials have been compromised or stolen.
5. You shall be fully and solely liable for the losses related to any Transaction where You are proven to have acted fraudulently or are otherwise found to be in breach of this Agreement
6. In the event of fraud, loss or theft of the SIM Card or Device, You are obliged to immediately notify eWallie in writing or through any Digital Channels which EWallie makes available expressly for such purpose of the same in order that EWallie may freeze your Account. Charges may be applicable if your service provider requires to replace the SIM Card and You will be responsible for the payment of such charges and for any Transaction effected up to the time You froze your Account or requested eWallie to freeze it. You will indemnify and hold eWallie and its employees, officers, directors and shareholders harmless for any losses, liabilities, damages, costs (excluding any opportunity cost or cost of funding), expenses (including management time and reasonable legal fees) and charges arising out of or in relation to any Transactions requested or made with your Mobile Device and SIM Card prior to EWallie freezing your Account pursuant to Your notification, as described above.
7. Whilst eWallie takes the utmost care in securing all communications, please note that the confidentiality of communications via any public telecommunications network is susceptible to unlawful interception and hacking, especially through public Wi-Fi. eWallie shall not be liable for any loss or damage whether direct or consequential arising out of any such unlawful interception or access.
8. To the maximum extent permitted under applicable law, eWallie shall not be liable for any purchase, delivery, fitness for purpose and/or warranty of any Goods and Services purchased by You from any third party (including a vendor) using the Account or otherwise through an eWallet Service. You will be bound to the sales agreement entered between You and the relevant vendor. For any issues with the Goods and Services obtained from the vendor, You should contact and register your complaints with the Merchant and/or the payment services provider who supports the Payment Method (e.g. credit card provider) that you have used.
9. If you request any Transaction to redeem stored value in your Account for an equivalent amount in cash at a designated eWallie partner location, You acknowledge and agree that it is solely Your responsibility to verify the correct amount and authenticity of the bank notes You receive at the time the Transaction is executed, and that eWallie shall have no liability to You in that respect to the maximum extent permitted under applicable law.
10. Any misuse of the Service by You in breach of the Agreement shall be at Your sole risk and cost. You will indemnify and hold EWallie and its employees, officers, directors and shareholders harmless for any losses, liabilities, damages, costs (excluding any opportunity cost or cost of funding), expenses (including management time and reasonable legal fees) and charges arising out of or in relation to any third party claim to the extent such claim relates to any breach of the Agreement. This is without prejudice to other rights and remedies EWallie may have under the Agreement or otherwise, including its right to initiate such criminal or civil proceedings it may deem appropriate against You.
11. To the maximum extent permitted under applicable law, EWallie disclaims all liability whatsoever, for any loss of data howsoever caused including non-delivery, misuse or miss-delivery or for any interruption, suspension or termination of Service.
12. EWallie is not responsible for material or information contained in any third-party Content that is accessible or provided through or in connection with the Service. The Customer is solely responsible for all Content that he/she transmits by any means, and for determining the suitability of all accessed Content.
13. At its sole discretion eWallie reserves the right to screen Transactions and to reject any Transaction (a) which eWallie determines in its sole discretion would violate applicable law or the risk policies of EWallie and/or its partner financial institutions, or (b) if eWallie suspects You are in breach of the Agreement, or that fraudulent or illegal activity is taking place. EWallie shall bear no responsibility for a Transaction which eWallie rejects in accordance with this clause 6.13. eWallie will provide You with electronic notification of any Transaction which is rejected, and where possible, the reasons for such rejection.
14. To the maximum extent permitted under applicable law, EWallie will not be liable to You for any losses You suffer or costs You incur because: You are unable to access or use the eWallet Service, and eWallie makes no commitment on the availability of the Service and shall not be liable for any planned or unplanned outages
15. any device (including Your Mobile Device), hardware or software you use in connection with the eWallie Service is damaged, corrupted, hacked or fails to work;
16. eWallie Service does not work as You expect, does not meet your requirements or contains errors or defects or eWallie fails to correct these in any specified time;
17. There is a reduced level or failure of third-party service providers to provide any services including but not limited to software providers, mobile operators, vendors, payment schemes etc.
18. To the maximum extent permitted under applicable law, EWallie shall not be liable for any Transactions which it rejects because of insufficient funds in your Account or, if You have elected to use another Payment Method to fund the Transaction, lack of authorization for sufficient funds for any reason.
19. Nothing in this clause 6 or elsewhere in this Agreement shall operate to limit or exclude liability of either party which cannot be limited or excluded under applicable law.
20. The provisions of this clause 6 (Liability) shall survive the termination of the Agreement.

Representation and Warranties

1. You represent and warrant that all information provided by You to eWallie, including information provided in the Service Application Form, is true and complete, and that it is not misleading;
2. Any breach of undertaking, warranty or representation by You will entitle eWallie to suspend or terminate the eWallet Service and this Agreement with immediate effect and claim any contractual and other damages for such breach.

Customer's Obligations

You undertake to:

1. protect the secrecy of the Security PIN Code and Credentials at all times and ensure that the same is not revealed or disclosed to any third party whomsoever. In the event You become aware or suspect that Your Password/ Security PIN Code and/or Credentials have been compromised or disclosed to another person or entity, You are obliged to immediately change the Security PIN Code and/or Credentials through eWallie (through any Digital Channels which eWallie makes available expressly for such purpose or by contacting the eWallie helpdesk);
2. use only your Security PIN Code and Credentials for accessing the eWallie Service and You must ensure the secrecy of the same and safeguard by changing your Password/ Security PIN Code and Credentials from time to time to enhance security;
3. keep your Mobile Device and SIM Card safe at all times and if any unauthorised use, fraud, loss or theft occurs (or You suspect has occurred) immediately freeze your Account (if you are able to do so) and report such occurrence to eWallie. Upon receiving such information, eWallie will disable your Account to prevent further use of the eWallie Service until the same has been replaced or a new Password/ Security PIN Code has been issued to You. Notification of any fraud, loss or theft of the Mobile Device or SIM Card may be given by any Digital Channels which eWallie makes available expressly for such purpose or contacting the eWallie helpdesk. You agree that you are required by applicable law to, and will, report to eWallie any unauthorized or incorrectly executed Transaction within thirty (30) days from the debit value date..
4. only download the eWallie Application from a site or online store which is approved by eWallie;
5. comply with the rules appropriate for any other network that You access through the eWallie Service;
6. not carry out or allow any intellectual property rights infringement;
7. not remove, obscure, or alter eWallie or any third party’s copyright, patent, trade mark, or other proprietary rights notices affixed to, contained within or accessed using the eWallie Application.
8. use any eWallie or third-party Content made available through the eWallie Service solely for your personal use (if You are an individual) or internal business purposes (if You are an entity), unless otherwise agreed by eWallie You agree not to use, copy, display, distribute, modify, broadcast, translate, reproduce, reverse engineer, reformat, incorporate into advertisements and other works, sell, trade in, promote, create derivative works, or in any way exploit or allow others to exploit any part of the Service, the eWallie Application or any Content in whole or in part except as expressly authorized by eWallie
9. not attempt to derive income from the use or provision of the eWallie Service without being authorized by EWallie
10. not use the eWallet Service in any manner which could damage, disable, overburden, or impair any eWallet Service or the eWallet network, or any third-party networks connected to any eWallet services or interfere with any other party or customer's use and enjoyment of any eWallet services;
11. not attempt to gain unauthorized access to the eWallie Service or eWallie accounts or any other third-party networks linked through eWallie by hacking, reverse engineering or any other unauthorized means;
12. comply with any instructions regarding use of the eWallie Service as EWallie may from time to time consider necessary to issue in order to maintain the integrity, quality and safety of the Service for all Customers and such instructions shall be binding upon You and be deemed to form an integral part of the Agreement;
13. not use the eWallie Service or the eWallet Application in any unlawful manner, for unlawful purposes or in any manner inconsistent with this Agreement, or act fraudulently or maliciously;
14. not introduce into or through the eWallie Application or otherwise into the eWallie Service any computer virus, ‘trojan horse’, worm, logic bomb, back door, malware or similar item whose purpose or possible function is to disable a computer or network or adversely affect its performance;
15. use appropriate virus scanning software and take other reasonable precautions in respect of the security of your device when accessing or using the eWallet Application;
16. cooperate in any investigation conducted by eWallie or a governmental or regulatory body in connection with the Services, and provide confirmation of your identity or of any other information requested by eWallie or a governmental or regulatory body; and
17. not take any action that may cause eWallie to lose any of its business partners, including vendors and other partners.

eWallie/ EWallie Obligations

1. eWallie will provide such of the Services as it makes available from time to time to the Customer in accordance with this Agreement and as and to the extent permitted under applicable laws.
2. Subject to clause 6, eWallie shall use reasonable endeavours to ensure the correct execution of each Transaction which is requested in accordance with this Agreement and complies with the requirements of this Agreement and applicable law.
3. Subject to clause 6 above, in the event eWallie completes a Transaction which results in the debiting of your Account but which Transaction is not authorized by the use of Your PIN Code or Credentials (or which is processed using Your PIN Code or Credentials after You have notified eWallie that Your PIN Code and Credentials have been compromised or stolen and eWallie has frozen your Account), eWallie shall promptly refund the full amount by which your Account was debited, except where the processing of the Transaction was the result of fraud by You or any third party acting on directions by or in collusion with You.
4. eWallie shall use reasonable endeavours and have in place and comply with systems, policies and practices reasonably designed to ensure that any stored value in your Account is not accessible to third parties (except where the third-party gains access through use of Your PIN Code, Credentials, Mobile Device or SIM Card). Subject to clause 6, where your Account is debited with an amount of stored value without the use of Your PIN Code or Credentials, and such unauthorized debiting is directly and solely caused by failure by eWallie to comply with the preceding sentence, eWallie shall promptly refund the full amount by which your Account was debited, except where the debiting was the result of fraud by You or any third party acting on directions by or in collusion with You.

Data Collection & Protection Policy Charges

Charges

Charges payable for the execution of each Transaction will be deducted from your Account on successful completion of each Transaction. The typical Charges that will be levied for Transactions can be found on the Digital Channels, and may be updated from time to time by eWallie without notice, including as a result of changes to the Customer Charges and Fees tariff established by the Central Bank of Liberia from time to time. You will be advised of the Charges which will apply to a Transaction You request before the Transaction is completed and given an opportunity to cancel it if you do not agree with such Charges. However, eWallie shall not reimburse You for any Charges which You have accepted, except where a Transaction is reversed in the circumstances described in clauses 9.3 and/or 9.4 above. You may check the balance on your Account at any time using any then-available interfaces on the Digital Channels.

License and Right to Use

1. Otherwise than as expressly stated in this Agreement, no rights in or license to any intellectual property rights (including any patents, designs, know how, trademarks or copyright) of either party are granted, transferred or implied by the Agreement.
2. eWallie grants You a personal, limited, revocable, non-exclusive and non-transferable license to access and use the Service and the eWallet Application only as expressly permitted in this Agreement and for the duration of this Agreement.
3. Any violation by You of this Agreement shall be deemed to be also a breach by You of the license granted by eWallie under clause 12 and may result in the immediate termination of this Agreement and/or your right to use the Service, as well as potential liability for copyright and other intellectual property rights infringement.
4. You hereby irrevocably grant eWallie a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sub-licensable and transferable license and right to use any Content that You choose to submit via the Service (such as, without limitation, feedback and comments), and all intellectual property rights therein for any purpose or use by eWallie. For the purpose of this Agreement, “use” means use, copy, display, distribute, modify, translate, reformat, incorporate into advertisements and other works, promote, create derivative works, and in the case of third-party services, allow their users and others to do the same. You grant eWallie the right to use the name or username that you submit in connection with the eWallet Service. You irrevocably waive, and cause to be waived, any claims and assertions of moral rights or attribution against eWallie, any third-party services and eWallie and their users with respect to any Content You submit through the Service.
5. You will indemnify and hold EWallie and its employees, officers, directors and shareholders harmless for any losses, liabilities, damages, costs (excluding any opportunity cost or cost of funding), expenses (including management time and reasonable legal fees) and charges arising out of or in relation to any claim, allegation, proceeding or action relating to the Content that You submit through the Service.

Assignment

The Service is provided exclusively for the registered Customer; accordingly, the Customer may not assign or transfer this Agreement to any third party. eWallie may assign, novate and/or unilaterally transfer the Agreement to an Affiliate or to any successor company (whether by merger, consolidation or otherwise) without the prior written consent of the Customer, upon written notification.

Termination and Discontinuation

1. eWallie may, at any time (a) block, restrict and/or suspend Your use of your Account, the Service and/or the eWallet Application without notice, and/or (b) terminate this Agreement immediately effective on notice provided through the Digital Channels, in each case for any reason or no reason, including if You violate this Agreement or eWallie suspects fraudulent activity. You agree eWallie will not be liable to You or any third party for doing so.
2. You may terminate the Agreement in respect of the eWallet Service at any time for convenience by immediately discontinuing Your use of the eWallet Service and uninstalling the eWallet Application, (including in circumstances where eWallie has modified or updated the Agreement in a manner that You do not agree with) by giving thirty (30) days prior notice to eWallie in writing or through any interfaces on the Digital Channels which eWallie makes available expressly for this purpose.
3. If You or eWallie terminate the Service, You will be required to first redeem any remaining stored value in your Account by a) Cashing-out at any eWallie agent, or GT-Bank. b) Funding-out to a bank account.
4. If You lose access to your mobile phone account and it is reported, eWallie will cease your account and move it to a suspended status. You will have the right at any time to reclaim your account and all the stored value that was in your wallet by physically presenting yourself to our eWallie office with your valid original ID and a valid mobile number to reclaim your account. In this case You may:
5. register a new account retrieve your old account and continue to enjoy eWallie services.
6. register a new account retrieve your old account, redeem the remaining stored value and terminate services.

Waiver

1. You acknowledge that in entering into this Agreement you have not relied on any representation, warranty, collateral contract or other assurance (except those set out in this Agreement) made earlier by or on behalf of eWallie. You hereby waive all rights and remedies which, but for this clause 15.1, might otherwise be available to you in respect of any such representation, warranty, collateral contract or other assurance.
2. You agree that no failure or delay by eWallie to enforce, or exercise, or any partial, single or defective exercise or enforcement or, any right, remedy, power or privilege given to eWallie pursuant to this Agreement shall constitute a waiver or partial waiver of any such right, remedy, power or privilege or operate to prevent the exercise or enforcement of any further right, remedy, power or privilege at any subsequent time.

Governing Laws & Dispute Resolution

1. This Agreements is construed and governed by the laws of the Republic of Liberia.
2. In the event of any dispute, the parties agree to submit to the exclusive jurisdiction of the Republic of Liberia’s courts

CONTACT US

If you have questions or comments about these Terms & Condition, please contact us at:
eWallie Incorporated
Tubman Boulevard, Oldest Congo Town
Monrovia, Liberia
+231776606199 / +231886606199
tammacorp@gmail.com